Medicare help that feels like talking to a neighbor.
Sue Kneeland is a local, licensed insurance agent who helps Southwest Florida families compare Medicare plans in plain English — and finds coverage that actually fits your doctors, prescriptions and budget.
Find the right plan for you
Personal guidance from a licensed local agent.
Call now — (239) 257-1603
Real answers from a real person down the street.
Sue Kneeland has spent over a decade helping people across Southwest Florida make sense of Medicare. She's not a call center and she's not a script — she's a licensed, independent insurance agent who sits down with you, listens to what matters (your doctors, your prescriptions, your budget), and lines up the options that actually make sense.
Because Sue works independently, she can compare plans across multiple carriers instead of pushing one company's product. That means the recommendation is built around you, not a quota.
- Licensed insurance agent since 2014
- Independent — compares multiple carriers, not just one
- Licensed to serve clients across 18 states nationwide
- Ongoing support every year, not just at enrollment
Insurance plans, explained simply.
I'm here to help you find the plans that fit your needs and budget — Medicare first and foremost.
Three steps. Zero pressure.
Call or reach out
Tell Sue where you are in the Medicare process — turning 65, retiring, or re-evaluating your current plan. This first conversation helps map out your options.
Compare plans, together
Sue checks your doctors, pharmacies and prescriptions against available plans across carriers and lays out the real differences in plain language.
Enroll & stay supported
Sue helps you enroll correctly and stays your point of contact year-round — including every Annual Enrollment Period.
Licensed & ready to help across 18 states.
Sue holds an active insurance license in each state listed below and can help you compare and enroll in Medicare plans available where you live.
Live in one of these states but not near Cape Coral? Sue can still help — most consultations happen by phone, so location within the state isn't a barrier.
What clients say about working with Sue.
Frequently asked questions.
Sue is paid by the insurance carriers, the same way it works with every licensed agent — that's separate from any premium tied to the plan you choose, which is set by the insurance company.
Yes I do, and I'll try to find something that fits your lifestyle and budget. Whether you're self-employed, between jobs, or just not Medicare-eligible yet, Sue can help you look at ACA and other health insurance options built for where you are right now.
Yes, I do. I have a lot of supplemental plans to help cover gaps in insurance — things like out-of-pocket costs, hospital stays, or coverage your primary plan doesn't fully handle.
Yes, there are options for people who don't want the Affordable Care Act (ACA), and I will work with you to find one that fits your needs.
Most people get a 7-month Initial Enrollment Period around their 65th birthday. There's also the Annual Enrollment Period (October 15 – December 7) each year, plus Special Enrollment Periods for certain life events. Sue can tell you exactly which window applies to you.
Sue holds an active insurance license in 18 states: Florida, Georgia, Tennessee, North Carolina, Virginia, Connecticut, New York, Illinois, Indiana, Michigan, Ohio, Wisconsin, Minnesota, Colorado, Oklahoma, Nebraska, Arizona, and Texas. She can help clients in any of those states compare and enroll in Medicare plans.
Medicare Advantage (Part C) typically bundles your hospital, medical and often drug coverage into one plan with a network, while Medicare Supplement (Medigap) works alongside Original Medicare to help pay leftover costs, usually with more flexibility to see any provider that accepts Medicare. Sue can walk through which fits your situation.
Yes. Sue regularly reviews existing coverage during the Annual Enrollment Period to check whether your current plan still fits your doctors, prescriptions and budget, or whether switching would save you money or add benefits.
Sue is an independent agent, which means she's contracted with multiple carriers rather than tied to just one. That lets her compare plans across companies and recommend what actually fits you best.
Let's find the right plan for you.
Fill out the form or call directly — whichever is easier. Sue personally follows up on every message.
Reach Sue directly
Cape Coral, FL 33914
- Monday9AM–4PM
- Tuesday9AM–4PM
- Wednesday9AM–7PM
- Thursday12AM–4PM
- Friday9AM–4PM
- SaturdayClosed
- SundayClosed
Ready to make Medicare make sense?
One phone call could save you time, money and a whole lot of confusion. Sue's happy to help.